Welcome to KremerLundehn – your independent insurance broker in Cologne, Germany!

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Expats welcome!

KremerLundehn is a German insurance broker companyWe support expats like you who relocate to Germany. We give our best and are at your side with excellent expertise out of 25 years in business. And we give advice in English, that´s what our clients love. Here you find experts who work worldwide but still care for you with the personal touch. Without being bound to any single bank or insurance company we can represent your interests independently. You can rest assured that here you are offered the best possible solution. And that this solution picked from the vast range of offers on the market fits exactly to your needs. It is this simple: we will find the proposal and put together a package which suits your needs most.

Our Plus: We speak English and love our job

Because we are a small team we still have the personal touch. We are flexible, uncomplicated and speedy. A sensible advantage for you: We know our clients individually and we take the time to deal with your respectively unique requirements. We consider you as our partners. Deciding in favour of our services means deciding in favour of transparency and sensitivity. After all, making provisions for the future is a matter of trust.

As independent insurance brokers we offer tailor-made solutions which are geared specifically to you as an individual. This begins with an extensive analysis of your insurance needs from basic insurance policies to the more complex issue of choosing and financing real estate.


Special Focus: Medical Insurance – Quick Advice in English

Quick Quote for Employees.

Health insurance is obligatory for everyone in Germany, including the self-employed. We are specialized in catering for the specific needs of employed academic im- and expatriates who come to Germany and need quick advice in english language. So when you plan to apply for a blue card or just got a German job offer, let us support you. We help you to find the right health insurance solution to meet the requirements your HR-department demands. Please take your chance in contacting us even before you start living in Germany. It helps a lot and makes insurance solutions much easier, when we look at the options you´ve got and build up a plan for your health insurance already before you register here.

Read more about comprehensive health insurance in Germany.

Your Advantage: Holistic Approach

In the course of your life, you accumulate a number of provisionary and saving plans thanks to ad-hoc decisions, various financial service providers and well-meant advice from friends. Eventually you lose track of all your commitments…Sounds all too familiar?
Closely cooperating with you, KremerLundehn analyses your financial situation and conducts a financial planning tailored to your needs. We take a systemic and holistic approach structuring and optimizing your assets and investments so that you will definitely reach your goals in life.
Click here for our little film-portrait on youtube.
Don´t hesitate to contact us. We are a small familiar company, speak English and support you in a flexible friendly way.

About us

KremerLundehn has existed since 2002. As we took the step out of the DKV`s exclusive sales onto the free agent market, we were powered by the enthusiasm to finally be able to independently acquire provisions solutions on the market according to the principle of “best advice” for our clients.

After years of positioning, we have now established our solid position in the market as a company for financial and insurance management. Still experts in private health insurance, we have now branched out into the holistic support of client mandate.

At KremerLundehn, comprehensive market knowledge and extensive expertise join together with excellent intuition. We are known for facing tricky questions and often finding insurance solutions in unconventional circumstances.

And despite the known pressure of regulations and margins in the insurance sector, we as free insurance brokers have stayed true to our belief of “independence” all these years. For our clients this is a precious „freedom of choice“. Especially as a small company it makes us proud that, as the high recommendation rate shows, exactly this persistence is so loyally honored by our clients.

Did you know that for expat employees we have built up a special brand, only focussing on their health insurance needs? Have a look at KLforExpats, as this is our special division for these often quite urgent enquiries. 


You find us here:

KremerLundehn GmbH
independent insurance broker

Dürener Straße 98
50931 Cologne/Germany
Telefon ++49-221/96 43 74-0
Telefax ++49-221/96 43 74-11
E-Mail info@kremerlundehn.de


Our Blog

My first 100 days at KremerLundehn

Turning over a New Leaf So how have I ended up here at KremerLundehn? Let me start by saying my name is Celina Kleinertz, I’m 22 years old and since August 2018 I’ve been doing an apprenticeship as an office management assistant at KremerLundehn. After spending some...

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Comprehensive Health Insurance in Germany

6 Tipps for foreigners: How to Get comprehensive health insurance in Germany   Getting comprehensive health insurance in Germany as a foreigner is a tricky thing. We support expats who (plan to) live in Germany and need help in finding the right health insurance...

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Insurance Adviser Germany

Insurance Adviser - Welcome to Germany! This insurance adviser supports you with your first steps in a new world of health, insurance and precaution. It answers the most urgent insurance questions for relocating to Germany. Client often ask us: What do I really need...

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Registering in Germany: Landlord´s confirmation needed

Registering is obligatory for permanent residents Since November 2015 the German laws regarding relocation and registering address have undergone important changes. This is to make sure that people only register at the place where they actually live. Deadline and...

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I love the daily business working side-by-side with clients.  I like supporting them –  especially when it’s urgent, in the event of a claim. It makes my day when I can find an attractive solution for a tricky situation!

Mirja Link-Lundehn

  • Co-founder and managing director
  • 46 years old, married with 2 stepsons and one dog
  • interested in politics, playing the violin and on Sundays you see her usually on her racer somewhere around Cologne
  • Diploma in business management (BA), licensed Insurance specialist (BWV),
  • 20 years experience as an advisor in the field
  • Areas of specialist expertise: international clients, private health insurance
I like to know which way the wind blows and to get to the bottom of things with persistence. In my opinion, fun and ambition on the job are – as in sports – not mutually exclusive. My incentive is to find the best options for my clients.

Armin Kremer

  • Co-founder and managing director
  • 54 years old, married with one son.
  • passionate sportsman and massive 1. FC Köln fan
  • Insurance salesman (IHK), certified Estate Planner (EAFP)
  • 30 years knowledge in the sector; including 30 years in management responsibility
  • Areas of specialist expertise: private health insurance, vehicle fleet insurance, construction financing and Managing Director provisions

What our international clients often ask for:

  • comprehensive health insurance 65% 65%
  • insurance for your household 13% 13%
  • disability insurance 8% 8%
  • individual pension plans 7% 7%
  • motor insurance 5% 5%
  • others 2% 2%
As an expat in Germany I was in need of financial services and support. At KremerLundehn they really listened to my needs and advised me on which insurances were mandatory (and not) in Germany. The professional advice and personal service was extremely good. I highly recommend them to anybody moving to Germany.
Christine Culliton

International Program Manager

Since 13 years KremerLunden provides us a great help to deal with the german insurances and burocracy, explaining us the rules, supporting us with the translations and communications with the insurance institutes and guiding us in making the best choices for our needs. The new „Postvollmacht-Service“ especially is very helpful for any foreign person not familiar with the German insurance system.
Davide Barni

Ingenieur Motorsport

Feeling helpless within the German Insurance „Jungle“?

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